Checking Accounts

Pioneer Free Checking
For customers who wish to maintain no minimum balance.

• $50 Opening deposit
• No minimum balance requirement
• No monthly service charge
• Unlimited check writing
• Instant Cash Card
• Instant Cash & Check card*
• Ready Reserve
• First 50 checks free
• Free Online Banking and Bill Pay

Young Pioneer Checking
For customers age 55 and older. Interest is paid on the entire account balance if a $5000 minimum balance is maintained.

• $50 Opening deposit
• No minimum balance requirement
• Unlimited check writing
• Instant Cash & Check card*
• Ready Reserve
• Free checks- standard design (150 duplicate checks per year)
• Free Online Banking and Bill Pay

Pioneer Interest Checking
For customers who want to earn interest and can maintain a $1000 minimum balance.

• $1000 Opening deposit
• No monthly service charge if minimum balance is maintained
• Unlimited check writing
• Instant Cash Card*
• Instant Cash & Check card*
• Ready Reserve
• First 50 checks free
• Free Online Banking and Bill Pay

Pioneer Preferred Rate Checking
For customers who can maintain a $2,500 minimum balance. This is our highest yielding interest bearing checking account.

• $2,500 Opening deposit
• No monthly service charge if minimum balance is maintained
• Unlimited check writing
• Instant Cash Card*
• Instant Cash & Check Card
• Ready Reserve
• First 50 checks free
• Free Online Banking and Bill Pay

* Applies to qualified applicants.